Home Insurance for Franklin Lakes Homes
Franklin Lakes homes are mostly large custom houses, some on the lakes, many with pools, staff and collections. Guaranteed replacement cost, scheduled collections and water protection are where we start.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Is my dock covered?
Often as an other structure.
Should I schedule collections?
Yes.
Do water sensors help?
Yes; many carriers give credits.
Is household staff covered?
Ask about workers’ comp.
How we usually set up a Franklin Lakes home policy.
| Coverage | Typical policy | What we usually recommend in Franklin Lakes |
|---|---|---|
| Collections | Low sublimits | Scheduled |
| Docks | Within other structures | Set to real value |
| Dwelling | A fixed limit | Guaranteed or extended replacement cost |
| Water backup | Not included | Add it |
| Liability | $300,000 | $1 million plus a large umbrella |
| Carrier | Standard | Private Client carriers |
Own a home in Franklin Lakes?
We’ll compare high-net-worth carriers.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Nate and the whole Stonebrook team were great! From the beginning, down to the last minute. It was a breeze working with them. Had great insurance programs for my home, and kept me informed of all my options. They really came through, even on a last minute closing. 10/10 Highly recommended”
“Super quick and easy to deal with. Saved a few hundred dollars on my homeowner's policy, with almost no effort on my end.”
“Stonebrook is the best insurance broker i have worked with. They researched to find me the best policy for the best price while still providing advice on limits my policy should be at. Excellent service!”
More for Franklin Lakes families.
What Franklin Lakes families ask us.
How much does home insurance cost here?
It depends on rebuild cost and the carrier.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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