Insurance for Asbury Park, from the Boardwalk to the West Side
Asbury Park is three lakes, a boardwalk anchored by Convention Hall and a downtown that came all the way back. It’s also restored Victorians, two- to four-family homes, new oceanfront condos, and the restaurants, bars and venues that fill the city every summer. We insure all of it.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes and businesses in Asbury Park?
Stonebrook Insurance is an independent agency that insures Asbury Park homes, condos, rentals, cars and businesses, comparing more than 25 carriers.
Does Asbury Park flood?
Yes, mostly from its lakes. On September 29, 2023, Wesley Lake overflowed onto Lake Avenue and Deal Lake onto Deal Lake Drive.
Does Asbury Park get a flood insurance discount?
No. The city doesn’t participate in FEMA’s Community Rating System.
Can you insure a restaurant or bar in Asbury Park?
Yes, including liquor liability, property in older buildings and business income.
A resort that fell and came back.
New York brush manufacturer James A. Bradley bought the land in 1871 and laid out a resort, naming it for Francis Asbury, the first bishop of the Methodist Episcopal Church in America. Influenced by the Ocean Grove camp meeting next door, it started as a dry town.
By the 1920s it was one of the great resorts of the shore. Whitney Warren’s Convention Hall and Paramount Theatre went up on the boardwalk, with the Casino and Carousel House at the south end. In September 1934 the burning liner SS Morro Castle beached right beside Convention Hall and became a tourist attraction.
Then came the long decline: the 1970 riots on Springwood Avenue, the closing of Palace Amusements in 1988. And then the comeback, driven by the music scene that made Bruce Springsteen’s first album “Greetings from Asbury Park, N.J.” in 1973, by the Stone Pony, by owners who restored Victorians block by block, and by new building along the beach.
Everything you insure in Asbury Park, in one place.
Each guide is written for Asbury Park.
The local facts that shape your coverage.
From the 2026 Monmouth County Hazard Mitigation Plan and Census data.
| Fact | Asbury Park | Why it matters |
|---|---|---|
| Population | 15,188 (2020 census) | A year-round city with a big summer economy. |
| Area | About 1.4 square miles | Dense blocks, lakes on three sides. |
| Area in the 1% floodplain | 14.7% (4.9% more in the 0.2% zone) | Around the lakes and the ocean. See flood. |
| NFIP claims paid | 74 losses, about $4.03 million | From 458 policies (FEMA, Aug. 2024). |
| September 29, 2023 | 7+ inches of rain at high tide | Lake Avenue businesses flooded from Main Street to Ocean Avenue. |
| Community Rating System | Not participating | No CRS discount on flood insurance. |
| StormReady | Yes | The city is a NWS StormReady community. |
The Asbury Park our clients know.
Convention Hall and the Paramount
The boardwalk complex, about 3,600 seats in the hall and 1,600 in the theater, joined by an arcade.
The Stone Pony
The Ocean Avenue club, open since 1974, at the center of the Asbury Park sound.
Cookman and Mattison Avenues
The downtown commercial historic district, full of restaurants, bars and shops.
Wesley Lake
The lake between Asbury Park and Ocean Grove, with pedal boats since 2011.
Deal Lake
Monmouth County’s largest lake, on the city’s north side, with a boat launch on Main Street.
Sea.Hear.Now
The beach music and surf festival, held every September since 2018.
An independent agency for a city of old buildings.
A 120-year-old Victorian split into apartments, a new oceanfront condo and a bar in a 1920s building each need a different carrier. Because we’re independent, we compare more than 25 and place each where it fits.
When the lakes overflow again, you call people who already know your building.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
More for Asbury Park homeowners.
What Asbury Park homeowners ask us.
What insurance agency serves Asbury Park, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Asbury Park homes, condos, rentals, cars and businesses.
Who founded Asbury Park?
James A. Bradley, a New York brush manufacturer, in 1871. He named it for Bishop Francis Asbury.
Does Asbury Park flood?
Parts of it, mostly around Wesley, Sunset and Deal Lakes. About 14.7% of the city is in the 1% floodplain.
Can you insure a multi-family home in Asbury Park?
Yes. Two- to four-family homes need a policy that matches who lives there: owner-occupied, rented or both.
Do you insure bars and music venues?
Yes, including liquor liability, assault and battery coverage and business income.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Ocean Grove, Neptune, Interlaken, Loch Arbour, Allenhurst, Bradley Beach.
Sources for this page
- Wikipedia: Asbury Park, New Jersey
- Monmouth County Hazard Mitigation Plan 2026, Appendix 4: City of Asbury Park
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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