Insurance for Loveladies
Loveladies is the north end of Long Beach Township, between Harvey Cedars and Barnegat Light, known for large modern shore homes on the ocean and bay. Homes, flood, cars and local businesses are what we insure here.
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
We’re closed right now. Leave your number and an advisor will call you back the next business morning.

Short answers
Who insures homes in Loveladies, NJ?
Stonebrook Insurance is an independent agency that insures Loveladies homes, flood, cars and businesses.
Is Loveladies its own town?
No. It’s part of Long Beach Township.
Do I need excess flood?
For larger homes, usually yes.
Where does the name come from?
Thomas Lovelady, who owned a small bay island here.
Thomas Lovelady’s island and the Foundation.
The name comes from a 10-acre bay island owned by Thomas Lovelady, near a U.S. Life-Saving Service station set up in 1871; “Lovelady’s” became Loveladies, one of the most unusual place names on the Shore.
The Long Beach Island Foundation of the Arts and Sciences was founded here in 1948. Beach access is off Long Beach Boulevard at Dolphin Lane, Coast Avenue, Loveladies Lane and Seashell Lane, and the whole section sits just a few feet above sea level.

Everything you insure in Loveladies.
The local facts that shape your coverage.
| Fact | Loveladies | Why it matters |
|---|---|---|
| Township | Long Beach Township | Rated as Long Beach Township. |
| Elevation | About 6.6 feet | Ocean and bay flooding. |
| Homes | Large modern shore homes | High rebuild costs. |
| Road | Long Beach Boulevard | The only road through. |
An independent agency for Loveladies.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
Insuring in Loveladies?
We’ll compare carriers and quote home, flood and cars together.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
More for Loveladies families.
What Loveladies families ask us.
What insurance agency serves Loveladies, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Long Beach Township, Harvey Cedars, Surf City, Ship Bottom.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
Let’s discuss how we can protect what you’ve built.
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Get a quote.
Tell us what you need and we’ll take it from there.