Insurance for Manahawkin and Stafford Township
Manahawkin is the heart of Stafford Township, about 28,600 people from the lagoons of Beach Haven West to Ocean Acres and the pines, and the gateway to Long Beach Island. Flood on the bay side, wildfire in the pines and Route 72 traffic shape every policy.
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
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Short answers
Who insures homes in Manahawkin, NJ?
Stonebrook Insurance is an independent agency that insures Manahawkin homes, cars and businesses across more than 25 carriers.
Is Manahawkin its own town?
No. It’s the main village of Stafford Township.
Do I need flood insurance in Beach Haven West?
On the lagoons, yes.
Is wildfire a risk?
In the pines, yes.
A royal charter, the LBI bridge and Beach Haven West.
Stafford Township was chartered in 1750 and named for Staffordshire, England. The name Manahawkin is usually said to come from a Lenape phrase for land of good corn, though scholars now read it as fertile land sloping into the water.
In the 1950s the Parkway brought resort growth, and Beach Haven West’s lagoons and Ocean Acres’ woods filled with homes. Route 72 and the Manahawkin Bay Bridge carry everyone to Ship Bottom and LBI.
High schoolers go to Southern Regional, and the Parkway meets Route 72 at exit 63.

Everything you insure in Manahawkin.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Manahawkin | Why it matters |
|---|---|---|
| Stafford population | 28,617 (2020) | A large township. |
| Land area | 46 square miles | Bay to pines. |
| Communities | Manahawkin, Beach Haven West, Ocean Acres, Warren Grove | Lagoons and woods. |
| Roads | GSP exit 63, Route 72, US 9 | LBI traffic. |
The Manahawkin our clients know.
Route 72
Shops and the LBI bridge.
Beach Haven West
Lagoon homes.
Ocean Acres
In the woods.
Manahawkin Lake
In the village.
Southern Regional
The high school.

An independent agency for Manahawkin.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“I had a great experience with Stonebrook. Nate was incredibly knowledgeable, super informative, and just a pleasure to work with. He made everything feel easy and really went above and beyond to help me. Highly recommend.”
“I cannot recommend Nate & the whole Stonebrook Group enough. Their communication is top-notch—always quick to reply and proactive about finding better rates. It's rare to find this level of professionalism and personal attention these days. They handled everything from start to finish, saving me both time and money.”
“Sam and the entire Stonebrook team have been incredible to work with. Insurance can be stressful, but they make the process feel easy and personal. … They consistently shop the market and make sure I'm getting the best coverage at the best possible price, not just a quick quote.”
More for Manahawkin families.
What Manahawkin families ask us.
What insurance agency serves Manahawkin, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Manahawkin homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Ship Bottom, Barnegat, Surf City, Long Beach Township.
Sources for this page
- Wikipedia: Manahawkin, New Jersey
- Wikipedia: Stafford Township, New Jersey
- Ocean County Multi-Jurisdictional Hazard Mitigation Plan (May 2025)
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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