Insurance for Millstone Township, from Clarksburg to Perrineville
Millstone is about 10,400 people on 37 square miles of farms and woods in western Monmouth County, with one of the highest median household incomes in New Jersey and no local police department. Large homes on acreage, horses and storms shape every policy.
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Short answers
Who insures homes in Millstone Township, NJ?
Stonebrook Insurance is an independent agency that insures Millstone Township homes, cars and businesses, often through high-net-worth carriers.
Do you insure homes on acreage and horse farms?
Yes.
Is wildfire a risk in Millstone?
In the wooded areas, yes.
Does Millstone flood?
Only small areas; beaver dams have caused new flooding.
A dropped millstone, Perrineville and Roosevelt.
Millstone Township was formed in 1844 and named for the Millstone River, which begins here and was named for a millstone dropped into it. In 1937 part of the township became Jersey Homesteads, now Roosevelt.
Its villages include Clarksburg, Perrineville, Smithburg, Charleston Springs and Stone Tavern. Washington used the Rising Sun Tavern, and part of the Assunpink Wildlife Management Area is here.
The county plan notes an August 2022 windstorm that knocked out power widely and an EF0 tornado in spring 2024. There is no local police force; the State Police patrol the township.

Everything you insure in Millstone Township.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Millstone Township | Why it matters |
|---|---|---|
| Population | 10,376 (2020) | Rural and spread out. |
| Land area | 36.61 square miles | Farms and woods. |
| Median household income | About $156,900 (2013–17) | 9th in NJ. |
| Storms | Aug 2022 windstorm; 2024 EF0 tornado | Wind and trees. |
| Roads | I-195, CR 524, 526, 527, 537, 571 | Long drives. |
The Millstone Township our clients know.
Clarksburg
The historic village.
Perrineville Lake
Lake and park.
Assunpink WMA
Part of it.
Baird Homestead
Town-owned.

An independent agency for Millstone Township.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
More for Millstone Township families.
What Millstone Township families ask us.
What insurance agency serves Millstone Township, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Millstone Township homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Sources for this page
- Wikipedia: Millstone Township, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Millstone Township annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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