Insurance for Point Pleasant Beach
Point Pleasant Beach is about 4,800 year-round residents at the top of the barrier island, with Jenkinson’s Boardwalk, the Manasquan Inlet and a fishing fleet. Sandy destroyed about 2,800 feet of its boardwalk. Flood, wind and rentals shape every policy.
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
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Short answers
Who insures homes in Point Pleasant Beach, NJ?
Stonebrook Insurance is an independent agency that insures Point Pleasant Beach homes, cars and businesses across more than 25 carriers.
Do I need flood insurance in Point Pleasant Beach?
Yes, near the ocean, inlet, river and bay.
Do you insure summer rentals?
Yes.
Do you insure boardwalk businesses?
Yes.
Henry Hudson, the 1938 hurricane and Sandy.
Henry Hudson’s crew noted this shore in 1609. Captain John Arnold built Arnold Avenue and the first Manasquan River bridge in the 1870s, the railroad arrived in 1880, and the borough was formed from Brick Township in 1886.
The 1938 hurricane shortened the boardwalk. In Sandy, about 2,800 feet of it was destroyed, and the borough rebuilt with a seawall and new elevation rules.
Its sections include Clark’s Landing, Lovelandtown and Sunshine Harbor. The station on Arnold Avenue is on the North Jersey Coast Line, and the Seafood Festival fills town every September.

Everything you insure in Point Pleasant Beach.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Point Pleasant Beach | Why it matters |
|---|---|---|
| Population | 4,766 (2020) | Far larger in summer. |
| Land area | 1.42 square miles | Ocean, inlet and bay. |
| Sandy (2012) | About 2,800 feet of boardwalk destroyed | Flood and wind. |
| Transit | Point Pleasant Beach station | NYC commuters. |
| Roads | Route 35, Route 88 | Summer traffic. |
The Point Pleasant Beach our clients know.
Jenkinson’s Boardwalk
About a mile.
Jenkinson’s Aquarium
On the boardwalk.
Manasquan Inlet
Fishing and boats.
Channel Drive
Docks and restaurants.
Arnold Avenue
Downtown.

An independent agency for Point Pleasant Beach.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“I cannot recommend Nate & the whole Stonebrook Group enough. Their communication is top-notch—always quick to reply and proactive about finding better rates. It's rare to find this level of professionalism and personal attention these days. They handled everything from start to finish, saving me both time and money.”
“Sam and the entire Stonebrook team have been incredible to work with. Insurance can be stressful, but they make the process feel easy and personal. … They consistently shop the market and make sure I'm getting the best coverage at the best possible price, not just a quick quote.”
“great team of workers in office! rachel was efficent, helpful, & most important very knowledgeable. wouldn't hesitate to refer to family & friends.”
More for Point Pleasant Beach families.
What Point Pleasant Beach families ask us.
What insurance agency serves Point Pleasant Beach, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Point Pleasant Beach homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Point Pleasant, Bay Head, Manasquan, Mantoloking, Brielle.
Sources for this page
- Wikipedia: Point Pleasant Beach, New Jersey
- Ocean County Multi-Jurisdictional Hazard Mitigation Plan (May 2025)
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
Let’s discuss how we can protect what you’ve built.
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Tell us what you need and we’ll take it from there.