Insurance for Rumson
Rumson is about 7,300 people on a peninsula between the Navesink and Shrewsbury Rivers, with the highest average property tax in Monmouth County. About a third of the borough is in the 1% floodplain. Estates, flood and collections are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Rumson, NJ?
Stonebrook Insurance is an independent agency that insures Rumson homes, cars and businesses, often through high-net-worth carriers.
Do riverfront homes in Rumson need flood insurance?
Yes, and most need more than the NFIP limit.
Do you use high-net-worth carriers?
Yes, through our Private Client group.
Do you insure boats and docks?
Yes.
Navarumsunk, Lauriston and the oldest tennis club.
The Lenape called this area Navarumsunk by 1663, and the first English purchase came in 1665. Rumson became a borough in 1907, carved from Shrewsbury Township.
The Seabright Lawn Tennis and Cricket Club, founded in 1877, is the oldest continuously active tennis club in the country, and Lauriston, built in 1870, is on the National Register. In 2018 Rumson had the highest average property tax bill in Monmouth County.
The county plan lists 946 NFIP flood losses here, about $62.2 million paid. The Westpark neighborhood floods at full-moon high tides, and the borough is building berms and bulkheads along Grant Avenue and Shrewsbury Drive.
Everything you insure in Rumson.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Rumson | Why it matters |
|---|---|---|
| Population | 7,343 (2020) | A riverfront borough. |
| Land area | 5.07 square miles; 29% water | Two rivers. |
| Median household income | About $158,200 (2013–17) | 44% of households over $200K. |
| Land in the 1% floodplain | About 34.5% | See flood. |
| NFIP losses | 946, about $62.2 million | Flood claims are common. |
The Rumson our clients know.
Rumson Road
Estates.
Seabright Lawn Tennis Club
Since 1877.
Victory Park
Teddy’s Playground.
Westpark
The river side.
Rumson-Fair Haven Regional
Teen drivers.
An independent agency for Rumson.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“great team of workers in office! rachel was efficent, helpful, & most important very knowledgeable. wouldn't hesitate to refer to family & friends.”
“The whole team at Stonebrook is great, especially Rebecca. Super knowledgeable about insurance and looks out for your best interest, no upselling.”
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
More for Rumson families.
What Rumson families ask us.
What insurance agency serves Rumson, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Rumson homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Fair Haven, Sea Bright, Little Silver, Monmouth Beach.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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