Insurance for Brick, from the Metedeconk to the Ocean
Brick has more than 50 miles of river, bay and ocean waterfront and more than 10,000 structures in the floodplain, spread across neighborhoods from Herbertsville to the barrier island. About 73,600 people live here. Homes, boats, docks and flood are what we insure in Bricktown.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Brick, NJ?
Stonebrook Insurance is an independent agency that insures Brick homes, boats, cars and businesses across more than 25 carriers.
Does Brick flood?
Yes, extensively: 39.5 miles of river frontage, nearly 12 miles of bay and almost 2 miles of ocean.
Does Brick get a flood insurance discount?
Yes. The township says its floodplain work saves compliant homes about 20% on NFIP premiums.
Do you insure boats and docks?
Yes. Docks and lifts usually go on the homeowners policy; the boat gets its own.
Joseph Brick’s iron works and the Parkway boom.
Brick Township was formed on February 15, 1850, from parts of Dover and Howell Townships, and named for Joseph W. Brick, who in 1833 built the Bergen Iron Works on the Metedeconk River. In 1963 voters turned down a proposal to rename it Laurelton.
The Garden State Parkway opened in 1954, and Brick boomed. Lagoons were dredged off the Metedeconk and the bay, and neighborhoods like Lake Riviera, Breton Woods and Cedar Bridge filled with homes from the 1950s through the 1980s. Brick Township High School opened in 1958, and the Ocean Ice Palace in 1960.
In 2006 Brick was named America’s Safest City. Six years later, Sandy washed out large stretches of Route 35 on the island, wrecked the Shore Acres Yacht Club, and left the barrier island without power until February 2013.
Everything you insure in Brick, in one place.
The local facts that shape your coverage.
From Census data and Brick Township’s recovery and floodplain reports.
| Fact | Brick | Why it matters |
|---|---|---|
| Population | 73,620 (2020) | One of Ocean County’s largest towns. |
| Waterfront | 39.5 mi river, 11.93 mi bay, 1.79 mi ocean | Flood and boats everywhere. |
| Structures in the floodplain | Over 10,000 of about 45,000 | See flood. |
| NFIP policies | 4,251 (April 2023) | Thousands of homes carry flood. |
| CRS savings | About 20% for compliant structures | Brick’s floodplain work pays off. |
| December 2010 blizzard | 30 inches, the state’s highest | Winter matters too. |
The Brick our clients know.
Windward Beach Park
The township park on the Metedeconk River.
Brick’s Ocean Beaches
Brick Beaches I, II and III on the barrier island.
Lake Riviera and Breton Woods
Neighborhoods from the Parkway boom.
Herbertsville
Out by Exit 91, away from the rest of town.
The Brick Reservoir
80 acres with a 1.7-mile trail.
Ocean Ice Palace
Skating since 1960.
An independent agency for Brick.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
We put your house, flood, boat, dock and umbrella together, so after a storm you make one call.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
“I had a great experience with Stonebrook. Nate was incredibly knowledgeable, super informative, and just a pleasure to work with. He made everything feel easy and really went above and beyond to help me. Highly recommend.”
“I cannot recommend Nate & the whole Stonebrook Group enough. Their communication is top-notch—always quick to reply and proactive about finding better rates. It's rare to find this level of professionalism and personal attention these days. They handled everything from start to finish, saving me both time and money.”
More for Brick families.
What Brick families ask us.
What insurance agency serves Brick, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Brick homes, boats, cars and businesses.
Who was Brick named for?
Joseph W. Brick, owner of the Bergen Iron Works on the Metedeconk River.
When was Brick founded?
February 15, 1850.
Was Brick named America’s Safest City?
Yes, in 2006.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Point Pleasant, Toms River, Howell, Bay Head, Mantoloking.
Sources for this page
- Wikipedia: Brick Township, New Jersey
- NJ DCA: Brick Township Strategic Recovery Planning Report
- Brick Township: Floodplain Information
- Ocean-Monmouth Multi-Jurisdictional Program for Public Information (Dec. 2023)
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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