Insurance for Toms River
Toms River is about 95,400 people, the Ocean County seat, stretching from the Pinelands edge across Barnegat Bay to Ortley Beach. Family homes, bay and river flood, and a lot of drivers are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
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Short answers
Who insures homes in Toms River, NJ?
Stonebrook Insurance is an independent agency that insures Toms River homes, cars and businesses across more than 25 carriers.
Does Toms River flood?
Yes. Sandy brought the worst flooding on record to Silverton and downtown, and wrecked Ortley Beach.
Do you insure homes in Silverton and the bay sections?
Yes, with flood.
Do you insure businesses on Route 37?
Yes.
Dover Township, Captain Huddy and Sandy.
Toms River was chartered as Dover Township on March 1, 1768, and voters renamed it Toms River Township in 2006. The name is tied to Captain William Tom or the ferryman Thomas Luker. In March 1782 Captain Joshua Huddy was captured at the blockhouse here and later hanged, and the town became the county seat in 1850.
The town’s Little League team won the World Series in 1998. Dan Fagin’s Pulitzer-winning book told the story of the Ciba-Geigy plant, a Superfund site from 1983.
On October 29, 2012, Sandy brought the worst flooding on record to Silverton and downtown and left Ortley Beach in ruins. Ten years of rebuilding followed, and many bay homes are now raised.
Everything you insure in Toms River.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Toms River | Why it matters |
|---|---|---|
| Population | 95,438 (2020) | One of NJ’s largest towns. |
| Land area | 40.55 square miles | Mainland and barrier island. |
| Sections | Silverton, Gilford Park, Ortley Beach, North Dover | Each prices differently. |
| Sandy | October 29, 2012 | See flood. |
| Roads | Route 37, US 9, GSP exits 81–82 | Heavy traffic. |
The Toms River our clients know.
Downtown and Washington Street
The county seat.
Silverton
Bay homes.
Ortley Beach
The oceanfront section.
Cattus Island Park
On Barnegat Bay.
Huddy Park
On the river.
An independent agency for Toms River.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
“I had a great experience with Stonebrook. Nate was incredibly knowledgeable, super informative, and just a pleasure to work with. He made everything feel easy and really went above and beyond to help me. Highly recommend.”
“I cannot recommend Nate & the whole Stonebrook Group enough. Their communication is top-notch—always quick to reply and proactive about finding better rates. It's rare to find this level of professionalism and personal attention these days. They handled everything from start to finish, saving me both time and money.”
More for Toms River families.
What Toms River families ask us.
What insurance agency serves Toms River, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Toms River homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Brick, Jackson, Manchester.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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