Insurance for Manchester, from Whiting to Pine Lake Park
Manchester is about 45,100 people on 81 square miles of Ocean County pines, home to large adult communities in Whiting and family neighborhoods like Pine Lake Park. Retirees, wildfire and long drives shape every policy here.
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
We’re closed right now. Leave your number and an advisor will call you back the next business morning.

Short answers
Who insures homes in Manchester, NJ?
Stonebrook Insurance is an independent agency that insures Manchester homes, cars and businesses across more than 25 carriers.
Do you insure adult community homes?
Yes, including the coverage your association doesn’t.
Is wildfire a risk in Manchester?
Yes. It’s in the Pinelands.
Do you insure Pine Lake Park homes?
Yes.
William Torrey, the Hindenburg and the adult communities.
Manchester was formed from Dover Township in 1865 and named by William Torrey for Manchester, England. Lakehurst split off in 1921.
The Hindenburg burned at Naval Air Station Lakehurst, in Manchester, on May 6, 1937. From 1970 to 1980 the population nearly quadrupled as adult communities opened, and about half of residents were 65 or older in 2010.
Its communities include Crestwood Village, Leisure Village West, Leisure Knoll, Cedar Glen Lakes, Pine Ridge at Crestwood and Pine Lake Park, with Whiting covering much of the township. Routes 70 and 37 are the main roads.

Everything you insure in Manchester.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Manchester | Why it matters |
|---|---|---|
| Population | 45,115 (2020) | A large township. |
| Land area | 81.42 square miles | Pinelands and long drives. |
| Residents 65+ | About half (2010) | Adult community coverage. |
| Property taxes | Lowest average in Ocean County (2018) | Affordable homes. |
| Roads | Routes 70 and 37, CR 571 | Commutes. |
The Manchester our clients know.
Crestwood Village
Adult community.
Leisure Village West
Adult community.
Pine Lake Park
Family homes on the lake.
Whiting
Much of the township.
The Navy Base
Lakehurst Maxfield Field.
Manchester Township HS
Teen drivers.

An independent agency for Manchester.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
What Manchester families ask us.
What insurance agency serves Manchester, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Manchester homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Toms River, Jackson.
Sources for this page
- Wikipedia: Manchester Township, New Jersey
- Ocean County Multi-Jurisdictional Hazard Mitigation Plan (May 2025)
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
Let’s discuss how we can protect what you’ve built.
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Get a quote.
Tell us what you need and we’ll take it from there.