Insurance for Lacey Township, from Forked River to Lanoka Harbor
Lacey is about 28,700 people on 83 square miles, from the lagoon homes of Forked River and Lanoka Harbor on Barnegat Bay to the Pinelands west of the Parkway. Flood on the bay side, wildfire on the pine side, and boats in between.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Lacey Township, NJ?
Stonebrook Insurance is an independent agency that insures Lacey Township homes, cars and businesses across more than 25 carriers.
Do I need flood insurance in Lacey?
On the lagoons and near the bay, yes.
Is wildfire a risk in Lacey?
Yes, near the Pinelands west of the Parkway.
Do you insure boats?
Yes.
General Lacey, Oyster Creek and the lagoons.
Lacey was formed in 1871 from Dover and Union Townships and named for Revolutionary War general John Lacey, who built the Ferrago Forge here in 1809. Island Beach split off in 1933 and is now Island Beach State Park.
The Oyster Creek nuclear plant ran from 1969 until 2018 and was long the township’s biggest employer. Forked River, Lanoka Harbor, Good Luck, Cedar Creek and Bamber Lake are its main communities.
About two-thirds of the land west of the Parkway is in the Pinelands. To the east, lagoon neighborhoods and marinas, including the Forked River State Marina, open onto Barnegat Bay.
Everything you insure in Lacey Township.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Lacey Township | Why it matters |
|---|---|---|
| Population | 28,655 (2020) | A large shore township. |
| Land area | 83 square miles | Bay to Pinelands. |
| Communities | Forked River, Lanoka Harbor, Bamber Lake | Lagoons and woods. |
| Roads | GSP exit 74, US 9, CR 539 | Commuters. |
| Pinelands | About two-thirds of land west of the GSP | Wildfire risk. |
The Lacey Township our clients know.
Forked River
Lagoons and the state marina.
Lanoka Harbor
On the bay.
Double Trouble State Park
Cranberry bogs.
Popcorn Park Zoo
Since 1977.
Bamber Lake
In the pines.
Lacey Township High School
Teen drivers.
An independent agency for Lacey Township.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
More for Lacey Township families.
What Lacey Township families ask us.
What insurance agency serves Lacey Township, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Lacey Township homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Barnegat, Manahawkin, Toms River.
Sources for this page
- Wikipedia: Lacey Township, New Jersey
- Ocean County Multi-Jurisdictional Hazard Mitigation Plan (May 2025)
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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